Shocking News: Buying a Hybrid Can Save You Money!
Alleva Agency Blog By Alleva Agency on 7/8/2009 12:16 PM
With the new green movement in America, a variety of energy saving alternatives are now all the rage. To help the environment, people have been installing solar panels, using energy efficient light bulbs, and choosing public transportation. Although there are many ways to "go green", one of the most popular ways in recent years has been with the purchase of a hybrid car. In addition to being better for the environment than a gas guzzling SUV, a hybrid car can also do much to save you money.

One of the ways that a choosing to go hybrid can keep money in your pocket is through low gas mileage. Technology for hybrid autos varies, but higher fuel efficiency is usually accomplished with an electric motor. Batteries store energy recovered during braking and supply that energy back to the electric motor, cutting down on the amount of gas used. Based on its high tech setup and low mileage, a hybrid can help you save your gas money, and can also decrease your visits to the mechanic for ...
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This Summer, Save Money While You Drive
Alleva Agency Blog By Alleva Agency on 6/30/2009 12:38 PM
Although you have been preparing for summer for some time, you maynot have taken the time to make sure that your car is in greatshape. Obviously, you know how to prepare your car for winterweather and how to make it more reliable, but do you know how tocut car costs during the summer?

Making sure that you have car maintenance procedures performed before the warm weather hits will save you money. Tire inflation,oil and filter changes and a car alignment will help you cut fueland repair costs. Make sure that you are using the proper type ofoil, since summer is hotter and some cars require different oil toaccommodate the heat. Having your carâs cooling system servicedwill help you to avoid overheating- a must if you are going on along trip. Also, make sure to have your radiator checked- a damagedradiator will result in a hotter and less efficient engine that ismore likely to break.

If you think you are really set on visiting a specific place, tryto reexamine you ...
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Think You Can Get Away With Car Insurance Fraud? Don't Do These Things.
Alleva Agency Blog By Alleva Agency on 6/2/2009 12:59 PM
As the economy continues to struggle, insurance fraud is on the rise. Because people are more hard pressed for cash, they are looking for more creative ways to earn money- and insurance fraud can often seem like a "safe" option. In a down economy, insurance companies have found that people tend to file more claims for smaller amounts. With fraud being an increasing problem, and the amount of claims insurance companies process multiplying, it is becoming quite easy to squeeze a fraudulent claims through the cracks… or is it?

Often, an insurance company will use its investigative team to thoroughly look into each claim in order to detect fraud. lthough fraud is illegal- and an extremely bad idea- the following are some things that people try to get away with:
  • Leaving their keys inside their unlocked vehicle in order to avoid high monthly car payments.
    Although it seems like a decent idea, an investigative team can cle ...
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N.J. Approves 8.9% Rate Hike for Allstate's Auto Insurance Customers
Alleva Agency Blog By Alleva Agency on 5/22/2009 12:56 PM
It is no surprise that the cost of living continues to increase nationally, but those in New Jersey are feeling the pinch in a new way. On May 6, 2009, New Jersey's Insurance Commissioner Steven Goldman approved an 8.9 percent auto insurance increase for Allstate. Allstate currently insures approximately 300,000 motorists across the state.


As a New Jersey resident, what does this increase mean to you? Allstate's New Jersey customers will now be paying (on average) an additional $100 - $150 a year for auto coverage when they renew their policies. Although the 8.9% increase seems like a hefty one, the insurance giant originally requested a 15.4% rate hike in order to cover inflating car repair costs, lawsuits, and medical care.


So how can a New Jersey resident cope with the ever-increasing costs of living in the Garden State? Pinch pennies where you can and try to be frugal. Although you are probably cutting back on the typical things- like d ...
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